Buying a home is a big and exciting step, and it can be easy to get lost in the thrill of a big back yard or the perfect kitchen. These five questions will help you stay on track during the home buying process.
1. How do I find a Realtor to help me?
Lucky you! You’ve found one right here! Let’s get together. You always want to make sure that your Realtor’s personality is in sync with your own, and that we share the same goals. We want to make sure that we communicate well, that you are familiar with my successful track record here in San Antonio and that you trust that I’ll take good care of you. And I will!
2. How old are the big-ticket items like the roof and HVAC?
Don’t let yourself get too caught up in the tall ceilings and designer features of the home and forget about the essential elements. Make sure you know the age of items that may be costly to repair if they are at the end of their lifespan – especially the roof, HVAC and water heater.
3. What happens if the inspection comes back with major issues?
Having a home inspected can be nerve-racking – you never know what the inspector may find. If the inspector finds a major issue like foundation problems or a plumbing disaster, remember that I’m here to help you. Whether you decide to negotiate repairs or walk away from the home, I will help you weigh the pros and cons and make the decision that is best for you.
4. What happens if the appraisal comes back low?
In fast-paced markets like San Antonio, it is common for homes to have multiple offers which can drive up the sales price of a home. So what happens if your offer is higher than the appraised value? If this happens to you, stay calm. It does not necessarily mean that the deal will fall through. I’ll help you explore all the options available to you.
5. What if the closing is delayed?
Even if the transaction doesn’t close on time, it doesn’t mean it won’t close in a week or two. Sometimes the seller has a problem clearing a title, which can lead to a buyer’s concern about a locked-in interest rate. Buyers should know how long their rate is frozen for and have a plan in place with another lender if the closing gets delayed beyond that point. In some cases, buyers may have trouble securing financing. In this case, sellers can entertain contingent contracts from other buyers. These contingent contracts usually don’t come into play. But when the original contract doesn’t close on time, the seller may move on to the next offer and sell the house before the first buyer can receive funding.
6. How do I prepare for closing?
Closing day is when you’ll sign all the deed and loan documents. I’ll make sure you have everything you need – like a cashier’s check for your down payment and closing costs, or a wire transfer to complete the transaction. Buying a home is exciting and can be overwhelming. You can relieve stress by staying prepared, asking questions and setting priorities.
Ready to buy or sell?
Pictured above: City meets nature in this thriving community! 226 Grass Market is a one-story, three-bed, two-bath Sitterle home in highly desirable Roseheart. Abundant natural light fills this open floor plan with high ceilings. Kitchen features granite countertops, stainless steel appliances and gas cooking. Plantation shutters in master bedroom, large master bath with dual vanities, jetted soaking tub, separate shower and huge walk-in closet. Ceiling fans throughout the house.
Two spacious patios welcome you outdoors to enjoy a lush greenbelt view or to access miles of friendly walking trails. Bonus room with view of greenbelt is perfect as an office or gym, and has direct access to upper level deck. Wrought iron fence surrounds backyard with smart sprinkler system, shaded mature trees and soft landscape lighting. Water softening system (owned), security/fire system (owned), 2-year-old gas water heater, quick-light gas fireplace. Private atrium. Partially floored garage attic.
This meticulously maintained gated community includes pool, fitness center, tennis/sports courts, putting green, Clubhouse with planned activities, water features, picnic areas and gazebos.
Interested? Or do you know someone who might be? Please reach out! Let’s go see it!